Source: UNION at November. Down 35 bps since the beginning of the year.

Source: UNION at November. Down 15 bps since the beginning of the year. Experienced a small jump when Covid-19 was at its worst, but has quickly recovered.

Source: UNION at October. Up 0.8 percentage points over the past six months. Expected to rise to 8.4 per cent in 2021, before declining from 2022.

Source: UNION at November. Transaction volume so far this year. Expected to end up at NOK 90 billion in all for 2020.